General Disclaimer

The views expressed on this website are solely those of the author and do not necessarily reflect the views of any employer or organization. Any opinions or statements made herein are not endorsed, approved, or provided by any employer or organization, and they are not responsible for the accuracy or reliability of any information or content shared on this site. This website is a personal project and should be treated as such.

Furthermore, please note that the content provided on this website is for informational purposes only and should not be construed as investment advice. Readers are encouraged to conduct their own research and consult with a qualified financial advisor before making any investment decisions.

Terms of Use

Welcome to (the "Website"). By accessing or using the Website, you agree to comply with and be bound by the following terms and conditions of use, which together with our Privacy Policy govern Patrick Hocking's relationship with you regarding this Website. If you disagree with any part of these terms and conditions, please do not use our Website.
1. Acceptance of Terms
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These Terms of Use constitute a legally binding agreement between you and Patrick Hocking. If you do not agree to these Terms of Use, you may not access or use the Website.
2. Use of the Website
The content of the pages of this Website is for your general information and use only. It is subject to change without notice.
Your use of any information or materials on this Website is entirely at your own risk, for which Patrick Hocking shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this Website meet your specific requirements.
3. Intellectual Property
This Website contains material which is owned by or licensed to Patrick Hocking. This material includes, but is not limited to, the design, layout, look, appearance, and graphics.
Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced on this Website, which are not the property of, or licensed to the operator, are acknowledged on the Website. 4. Limitation of Liability
Patrick Hocking shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use the materials on this Website, even if Patrick Hocking or an authorized representative has been notified orally or in writing of the possibility of such damage.
5. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
6. Changes to Terms of Use
Patrick Hocking reserves the right to modify or replace these Terms of Use at any time without notice. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Use.
7. Contact Us
If you have any questions about these Terms of Use, please contact us at

Privacy Policy

Last updated: April 11, 2024

Thank you for visiting (the "Website"). Your privacy is important to us. This Privacy Policy outlines how we collect, use, and protect your personal information.

1. Information We Collect

We collect personal information when you voluntarily provide it to us, such as when you sign up to receive updates on new articles. The types of personal information we collect may include your name and email address.

Additionally, we use Google Analytics to collect anonymous data about your interactions with the Website, including the pages you visit and your device's IP address. This information helps us analyze trends and improve the user experience.

2. Use of Information

We use the personal information you provide to send you updates on new articles and other relevant content. We may also use this information to communicate with you about your account or respond to your inquiries.

The data collected through Google Analytics is used to analyze Website traffic and usage patterns. This helps us understand how visitors interact with the Website and improve its performance and content.

3. Data Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this Privacy Policy. However, we may share your information with trusted third-party service providers who assist us in operating the Website or conducting our business, as long as those parties agree to keep this information confidential.

4. Data Security

We take reasonable measures to protect the security of your personal information and prevent unauthorized access, disclosure, or alteration. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to access, update, or delete your personal information at any time. You may also opt out of receiving communications from us by following the instructions provided in the emails we send or by contacting us directly.

6. Updates to this Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the revised Privacy Policy on the Website. We encourage you to review this Privacy Policy periodically for any updates.

7. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at